Home/Owner-Operator

Your truck.
Our freight desk.

Lease on to a carrier under the same ownership since day one. Steady freight across 48 states — dry van, open deck and reefer — with weekly settlements and a 12% fee.

Call any time

The deal

What you bring, what we handle

The point of leasing on is that the sales calls, the billing and the collections stop being your problem. Here is the split.

🚚

You bring

Your truck, CDL-A, and commitment to the job.

📦

We handle

Dispatch, paperwork, billing, and support to help keep your truck moving and your business running.

What you get

Here to help you run and grow the business

Not just book your loads.

🚚

Trailer options

Rent a trailer from us, or explore options to purchase or finance one through us.

📋

Registration support

We can help with getting and maintaining your truck registration.

⛽

Fuel card

Love's fuel discounts, up to $1.20 a gallon depending on location. Our fuel discount is your fuel discount.

📊

IFTA filing

We calculate and file your IFTA with no additional deduction from us.

📞

Dispatch support

Experienced dispatchers working to find the right loads and keep you moving.

🎓

Learn to dispatch yourself

Want more control? We can teach you to dispatch and eventually manage your own loads.

🛠

Roadside and maintenance

Assistance with breakdowns, towing, repairs and other road issues.

💳

Maintenance financing

When an unexpected repair cost comes up, we may be able to help with financing options.

🎫

Ticket assistance

Support with handling and navigating tickets and related issues.

📑

Paperwork and compliance

Help with the trucking documents and the compliance requirements that come with them.

💰

Billing and collections

We handle the paperwork and follow up on payments, so you can focus on driving.

🤝

Personal support

A team that knows your business and is here when you need us.

Our goal is simple: give you the tools, support and flexibility to keep your truck moving and your business growing.

Terms

The numbers, in one table

No "call us to find out". Everything that touches your settlement is on this page, split into what you always pay, what you only pay if you need it, and what we never take. Terms as of 15 August 2026 — insurance and rental rates move, so if you are reading this much later, ask a recruiter what has changed.

What you always payOwner-operator
Company fee12% of gross — and 12% on LTL too
Cargo and liability insurance$1,025 a month
Security depositDivided into 10 weekly payments of $250 if you prefer$2,500

Only if you need it

ItemCost
Trailer rentalDeposit $1,050, split into 10 payments of $105$1,050 a month
Trailer physical damage insuranceAbout $150 a month
Truck physical damage insuranceBring your own policy, or we will get you a quoteYour choice
Truck registrationNot set up yet? We can handle the processAbout $2,000 a year
PrePassBypass eligible weigh stations and keep the trip moving$25 a month
HVUT Form 2290If you have not filed it, we can$560 service cost plus a $20 processing fee
IFTAWe calculate and file it. You pay only the tax you actually oweDepends on your miles and the states you run

The work itself

SettlementsTuesday–Monday pay week · weekly direct deposit
FreightDry van, open deck and reefer. LTL too. No hazmat
CoverageAll 48 states
DispatchNot forced — the load is your decision
PlatesWe assist with getting your truck properly plated
Fuel cardLove’s discounts, up to $1.20 a gallon depending on locationPassed straight to your pocket
In-house maintenanceDiscounts on parts, and $10 off on labor
Detentions, layovers, TONUWe work with brokers and customers to get you the most money possible. Not always guaranteed, but we always do our best to get you paid

Know your costs upfront

We believe in keeping things clear from day one. Your recruiter will review the applicable costs and fees with you before you commit, so you know exactly what to expect.

What comes with it

Support that costs you nothing

📋

Preplanned loads

Your next load is assigned before you finish the current one. Less deadhead, fewer empty days.

☎

Dispatch and support

A real person on the phone, not a ticket queue — including outside office hours.

💵

Weekly settlements

Paid every week on schedule. Thirteen years, no missed payroll.

⚖

Pre-pass on the fleet

About 70% of our trucks skip the scales. Hours back every month.

🔧

Our own shop

In-house maintenance in East Dundee, so you are not hunting for a bay on the road.

📱

ELD tablet

Tablet with unlimited data in every truck for hours of service and paperwork.

Straight talk

Who we lease on

Same standard as our drivers — the truck being yours does not change what the insurance underwriter looks at.

  • ✓Valid Class A CDL
  • ✓23 years or older
  • ✓1+ year of verifiable OTR experience within the last 3 years
  • ✓No more than 3 moving violations in the last 3 years
  • ✓No more than 2 preventable accidents in the last 3 years
  • ✓No DUI, DWI, reckless driving or leaving the scene in the last 5 years
  • ✓Clean FMCSA Clearinghouse record, no active SAP program
  • ✓Valid DOT medical card and ability to pass a DOT drug screen
  • ✓Truck that passes a DOT annual inspection — call about older units, we look at the actual truck

Not sure your truck qualifies?

Call and describe it. We would rather look at the actual unit and your MVR than have you assume you are out.

630-592-1235 — call any time. If a recruiter is not available, you will hear back the next business day.

Apply now
Questions

Owner-operator questions

Is there a security deposit?
A $2,500 security deposit is required. To make it easier it can be divided into 10 weekly payments of $250, so it comes off your settlements rather than out of your pocket on day one. It is in the lease agreement in writing before you sign.
When do I get paid?
We run a Tuesday-through-Monday pay week and send your direct deposit at the end of that week. Depending on your bank, the money usually posts to your account early the next week.
Do you provide the trailer?
We can help you get the trailer your operation needs. Depending on the freight, you may be able to:
  • run a trailer from our fleet
  • rent one from us — $1,050 a month, with a $1,050 deposit split into 10 payments of $105, plus physical damage insurance at about $150 a month
  • bring a trailer that already fits your business
  • purchase or finance one through us
The point is to make getting the right equipment simple, so you can get on with hauling.
Plates, registration and IFTA
We assist with getting your truck properly plated, and if your registration is not set up yet we can handle the process — a full year runs about $2,000. We also handle your IFTA filings, and what you pay is the fuel tax itself, worked out from your miles and the states you ran. Every applicable cost and deduction is set out in your agreement before you start, and your recruiter goes through all of it with you first.
Is dispatch forced?
No. As an owner-operator you are always free to choose whether to accept a load, as long as it has not already been booked. Our dispatchers have three or more years of experience and know the market and the job, so we would encourage you to trust their recommendations — but the final decision stays in your hands.
What freight do you haul?
General freight, dry food, machinery, equipment, paper products and packaging material across all 48 states, in dry van, open deck and reefer. We load LTL as well, at the same 12% fee. No hazmat.
Detention, layover and TONU
Detentions, layovers and TONU depend on the broker and on the load. We work with brokers and customers to get you the most money possible, and whatever comes in is passed straight through to you. It is not always guaranteed, but we always do our best to get you paid.
Can I use your shop?
Yes. We run our own maintenance facility in East Dundee, IL, so repairs get handled in-house instead of you hunting for a bay on the road, and owner-operators get a $10 discount on labor.
What is your fee?
12% of your gross revenue. That is 12% on LTL as well.
Do you help with breakdowns and maintenance?
Yes. We assist with over-the-road breakdowns and emergencies so you get back on the road as quickly as possible, and we can arrange towing when the truck is down. If a repair bill lands harder than you expected, come and talk to us — we would rather work out the payments with you than watch a good owner park the truck.
What happens if my truck needs a long or expensive repair?
If possible we handle the repair at our own shop. And while your truck is being repaired you do not have to sit and wait — you may have the option to drive for us and keep earning until it is ready to get back on the road.
Get in touch

Bring your truck.
We will keep it loaded.

One call is enough to find out whether the numbers work for you. No pressure and no follow-up campaign for the next six months.

Apply

Start your application

The application takes a few minutes and lands straight with our recruiters. Mark yourself as an owner-operator and the right person calls you back.

  1. Fill out the applicationCDL, work history, truck details.
  2. A recruiter calls youUsually the same day, and the next business day at the latest.
  3. Lease agreement and orientation1–2 days in East Dundee, IL — then your first load.
Apply now

Rather talk to a person first? Call 630-592-1235